The Huntington National Bank
RSSD 12311 · OH · Total assets $224,047M
Composite CAMELS
2
2 — Satisfactory
C
Capital
2
0 findings
A
Asset Quality
2
0 findings
M
Management
2
0 findings
E
Earnings
2
0 findings
L
Liquidity
2
0 findings
S
Sensitivity
2
0 findings
0
Critical
0
High
0
Moderate
0
Low
24
Procedures run
Findings
No exceptions identified
Across 24 procedures, every threshold was within tolerances. The composite rating reflects a sound institution with no supervisory concerns at this examination cycle.
Key ratios computed
Tier 1 ratio
12.39%
↑ rank 18 of 33 · regional
Tier 1 leverage
8.94%
↑ rank 24 of 34 · regional
Total capital
14.13%
↑ rank 17 of 34 · regional
NPL ratio
0.78%
ACL coverage
219.47%
CRE concentration
26.30%
Construction conc.
7.93%
ROA (annualized)
1.08%
↑ rank 16 of 34 · regional
NIM
3.14%
↑ rank 21 of 34 · regional
Efficiency ratio
57.26%
↓ rank 17 of 34 · regional
Loans / Deposits
78.22%
Brokered / Deposits
5.04%
Uninsured / Deposits
32.25%
Liquid asset ratio
5.71%
HTM loss / Tier 1
—
Asset growth YoY
—
Trend — last 8 quarters
Total assets ($M)
$203,428M
23Q03$188,441M
23Q06$188,063M
23Q09$186,356M
23Q12$188,731M
24Q03$192,859M
24Q06$195,864M
24Q09$199,222M
24Q12$203,428M
Tier 1 leverage
8.94%
23Q038.63%
23Q068.40%
23Q098.53%
23Q128.51%
24Q038.34%
24Q068.09%
24Q098.00%
24Q128.94%
Tier 1 RBC ratio
12.39%
23Q0311.10%
23Q0611.20%
23Q0911.22%
23Q1211.47%
24Q0311.25%
24Q0611.19%
24Q0911.02%
24Q1212.39%
ROA (YTD ann.)
1.08%
23Q031.42%
23Q061.37%
23Q091.35%
23Q121.17%
24Q031.01%
24Q061.05%
24Q091.07%
24Q121.08%
NIM (YTD ann.)
3.14%
23Q033.50%
23Q063.41%
23Q093.41%
23Q123.36%
24Q033.14%
24Q063.12%
24Q093.12%
24Q123.14%
Efficiency ratio
57.3%
23Q0351.8%
23Q0651.7%
23Q0951.8%
23Q1256.6%
24Q0359.5%
24Q0658.1%
24Q0957.2%
24Q1257.3%
This report was produced in <200ms from the underlying procedures library. Production deployments cite source documents directly from your loan tape, GL, and core system.
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