Regions Bank
RSSD 233031 · AL · Total assets $158,218M
Composite CAMELS
2
2 — Satisfactory
C
Capital
2
0 findings
A
Asset Quality
2
0 findings
M
Management
2
0 findings
E
Earnings
2
0 findings
L
Liquidity
2
0 findings
S
Sensitivity
2
0 findings
0
Critical
0
High
0
Moderate
0
Low
24
Procedures run
Findings
No exceptions identified
Across 24 procedures, every threshold was within tolerances. The composite rating reflects a sound institution with no supervisory concerns at this examination cycle.
Key ratios computed
Tier 1 ratio
11.32%
↑ rank 31 of 33 · regional
Tier 1 leverage
9.21%
↑ rank 19 of 34 · regional
Total capital
12.97%
↑ rank 27 of 34 · regional
NPL ratio
1.18%
ACL coverage
140.38%
CRE concentration
42.48%
Construction conc.
18.08%
ROA (annualized)
1.33%
↑ rank 5 of 34 · regional
NIM
3.71%
↑ rank 7 of 34 · regional
Efficiency ratio
54.98%
↓ rank 12 of 34 · regional
Loans / Deposits
74.70%
Brokered / Deposits
1.68%
Uninsured / Deposits
35.23%
Liquid asset ratio
4.85%
HTM loss / Tier 1
—
Asset growth YoY
—
Trend — last 8 quarters
Total assets ($M)
$155,918M
23Q03$153,125M
23Q06$154,556M
23Q09$152,906M
23Q12$151,314M
24Q03$153,946M
24Q06$153,039M
24Q09$156,385M
24Q12$155,918M
Tier 1 leverage
9.21%
23Q038.92%
23Q069.03%
23Q099.05%
23Q129.44%
24Q039.41%
24Q069.47%
24Q099.58%
24Q129.21%
Tier 1 RBC ratio
11.32%
23Q0310.67%
23Q0610.77%
23Q0910.82%
23Q1211.22%
24Q0311.20%
24Q0611.35%
24Q0911.63%
24Q1211.32%
ROA (YTD ann.)
1.33%
23Q031.67%
23Q061.65%
23Q091.57%
23Q121.46%
24Q031.07%
24Q061.26%
24Q091.29%
24Q121.33%
NIM (YTD ann.)
3.71%
23Q034.33%
23Q064.27%
23Q094.17%
23Q124.09%
24Q033.68%
24Q063.68%
24Q093.69%
24Q123.71%
Efficiency ratio
55.0%
23Q0350.2%
23Q0651.8%
23Q0953.0%
23Q1255.2%
24Q0359.7%
24Q0656.2%
24Q0955.5%
24Q1255.0%
This report was produced in <200ms from the underlying procedures library. Production deployments cite source documents directly from your loan tape, GL, and core system.
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