First National Bank of Pennsylvania
RSSD 379920 · PA · Total assets $50,018M
Composite CAMELS
2
2 — Satisfactory
C
Capital
2
0 findings
A
Asset Quality
2
0 findings
M
Management
2
0 findings
E
Earnings
2
0 findings
L
Liquidity
2
0 findings
S
Sensitivity
2
0 findings
0
Critical
0
High
0
Moderate
0
Low
24
Procedures run
Findings
No exceptions identified
Across 24 procedures, every threshold was within tolerances. The composite rating reflects a sound institution with no supervisory concerns at this examination cycle.
Key ratios computed
Tier 1 ratio
10.63%
↑ rank 33 of 33 · regional
Tier 1 leverage
8.78%
↑ rank 25 of 34 · regional
Total capital
12.86%
↑ rank 28 of 34 · regional
NPL ratio
0.50%
ACL coverage
245.20%
CRE concentration
88.83%
Construction conc.
58.29%
ROA (annualized)
1.05%
↑ rank 18 of 34 · regional
NIM
3.19%
↑ rank 20 of 34 · regional
Efficiency ratio
55.25%
↓ rank 13 of 34 · regional
Loans / Deposits
89.57%
Brokered / Deposits
2.34%
Uninsured / Deposits
41.14%
Liquid asset ratio
4.13%
HTM loss / Tier 1
—
Asset growth YoY
—
Trend — last 8 quarters
Total assets ($M)
$48,447M
23Q03$44,132M
23Q06$44,861M
23Q09$45,597M
23Q12$46,036M
24Q03$45,782M
24Q06$47,578M
24Q09$47,767M
24Q12$48,447M
Tier 1 leverage
8.78%
23Q038.99%
23Q068.96%
23Q098.99%
23Q128.71%
24Q038.80%
24Q068.77%
24Q098.71%
24Q128.78%
Tier 1 RBC ratio
10.63%
23Q0310.69%
23Q0610.69%
23Q0910.74%
23Q1210.34%
24Q0310.43%
24Q0610.36%
24Q0910.55%
24Q1210.63%
ROA (YTD ann.)
1.05%
23Q031.35%
23Q061.33%
23Q091.33%
23Q121.13%
24Q031.10%
24Q061.10%
24Q091.07%
24Q121.05%
NIM (YTD ann.)
3.19%
23Q033.60%
23Q063.54%
23Q093.49%
23Q123.45%
24Q033.26%
24Q063.21%
24Q093.21%
24Q123.19%
Efficiency ratio
55.2%
23Q0349.9%
23Q0649.4%
23Q0949.6%
23Q1252.6%
24Q0355.1%
24Q0653.8%
24Q0954.6%
24Q1255.2%
This report was produced in <200ms from the underlying procedures library. Production deployments cite source documents directly from your loan tape, GL, and core system.
Set up a pilot →