← All bank profiles
Examined: Sat, 25 Apr 2026 19:39:54 GMT

Fifth Third Bank, National Association

RSSD 723112 · OH · Total assets $213,730M
Composite CAMELS
2
2 — Satisfactory
C
Capital
2
0 findings
A
Asset Quality
2
0 findings
M
Management
2
0 findings
E
Earnings
2
0 findings
L
Liquidity
2
0 findings
S
Sensitivity
2
0 findings
0
Critical
0
High
0
Moderate
0
Low
24
Procedures run

Findings

No exceptions identified

Across 24 procedures, every threshold was within tolerances. The composite rating reflects a sound institution with no supervisory concerns at this examination cycle.

Key ratios computed

Tier 1 ratio
12.86%
↑ rank 15 of 33 · regional
Tier 1 leverage
10.02%
↑ rank 8 of 34 · regional
Total capital
14.19%
↑ rank 15 of 34 · regional
NPL ratio
0.85%
ACL coverage
230.14%
CRE concentration
29.95%
Construction conc.
24.29%
ROA (annualized)
1.25%
↑ rank 9 of 34 · regional
NIM
3.26%
↑ rank 19 of 34 · regional
Efficiency ratio
55.65%
↓ rank 14 of 34 · regional
Loans / Deposits
70.14%
Brokered / Deposits
1.07%
Uninsured / Deposits
41.34%
Liquid asset ratio
8.07%
HTM loss / Tier 1
Asset growth YoY

Trend — last 8 quarters

Total assets ($M)
$212,197M
23Q03$207,586M 23Q06$206,426M 23Q09$212,148M 23Q12$213,768M 24Q03$213,681M 24Q06$212,484M 24Q09$213,583M 24Q12$212,197M
Tier 1 leverage
10.02%
23Q039.62% 23Q069.26% 23Q099.59% 23Q129.38% 24Q039.61% 24Q069.76% 24Q099.82% 24Q1210.02%
Tier 1 RBC ratio
12.86%
23Q0311.63% 23Q0611.25% 23Q0911.96% 23Q1212.42% 24Q0312.65% 24Q0612.81% 24Q0912.99% 24Q1212.86%
ROA (YTD ann.)
1.25%
23Q031.24% 23Q061.26% 23Q091.32% 23Q121.28% 24Q031.14% 24Q061.23% 24Q091.23% 24Q121.25%
NIM (YTD ann.)
3.26%
23Q033.60% 23Q063.54% 23Q093.49% 23Q123.45% 24Q033.21% 24Q063.22% 24Q093.24% 24Q123.26%
Efficiency ratio
55.7%
23Q0356.6% 23Q0655.0% 23Q0953.9% 23Q1256.1% 24Q0360.1% 24Q0657.4% 24Q0956.4% 24Q1255.7%

This report was produced in <200ms from the underlying procedures library. Production deployments cite source documents directly from your loan tape, GL, and core system.

Set up a pilot →