BMO Bank National Association
RSSD 75633 · IL · Total assets $252,074M
Composite CAMELS
2
2 — Satisfactory
C
Capital
2
0 findings
A
Asset Quality
2
0 findings
M
Management
2
0 findings
E
Earnings
2
0 findings
L
Liquidity
2
0 findings
S
Sensitivity
2
0 findings
0
Critical
0
High
0
Moderate
0
Low
24
Procedures run
Findings
No exceptions identified
Across 24 procedures, every threshold was within tolerances. The composite rating reflects a sound institution with no supervisory concerns at this examination cycle.
Key ratios computed
Tier 1 ratio
13.27%
↑ rank 13 of 16 · global
Tier 1 leverage
9.85%
↑ rank 6 of 16 · global
Total capital
14.76%
↑ rank 13 of 16 · global
NPL ratio
1.29%
ACL coverage
115.96%
CRE concentration
29.75%
Construction conc.
20.49%
ROA (annualized)
1.10%
↑ rank 6 of 16 · global
NIM
3.09%
↑ rank 4 of 16 · global
Efficiency ratio
43.89%
↓ rank 4 of 16 · global
Loans / Deposits
70.41%
Brokered / Deposits
5.28%
Uninsured / Deposits
49.33%
Liquid asset ratio
9.02%
HTM loss / Tier 1
—
Asset growth YoY
—
Trend — last 8 quarters
Total assets ($M)
$263,653M
23Q03$265,534M
23Q06$263,430M
23Q09$260,885M
23Q12$265,690M
24Q03$264,643M
24Q06$261,999M
24Q09$264,330M
24Q12$263,653M
Tier 1 leverage
9.85%
23Q039.94%
23Q069.06%
23Q099.19%
23Q129.14%
24Q039.45%
24Q069.38%
24Q099.78%
24Q129.85%
Tier 1 RBC ratio
13.27%
23Q0311.07%
23Q0611.34%
23Q0911.53%
23Q1211.88%
24Q0312.33%
24Q0612.42%
24Q0913.19%
24Q1213.27%
ROA (YTD ann.)
1.10%
23Q03-0.70%
23Q06-0.07%
23Q090.13%
23Q120.12%
24Q031.03%
24Q060.80%
24Q091.17%
24Q121.10%
NIM (YTD ann.)
3.09%
23Q033.45%
23Q063.55%
23Q093.54%
23Q123.46%
24Q033.08%
24Q063.08%
24Q093.06%
24Q123.09%
Efficiency ratio
43.9%
23Q0374.0%
23Q0669.9%
23Q0971.5%
23Q1275.2%
24Q0356.0%
24Q0655.2%
24Q0941.0%
24Q1243.9%
This report was produced in <200ms from the underlying procedures library. Production deployments cite source documents directly from your loan tape, GL, and core system.
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