PNC Bank, National Association
RSSD 817824 · DE · Total assets $568,338M
Composite CAMELS
2
2 — Satisfactory
C
Capital
2
0 findings
A
Asset Quality
2
0 findings
M
Management
2
0 findings
E
Earnings
2
0 findings
L
Liquidity
2
0 findings
S
Sensitivity
2
0 findings
0
Critical
0
High
0
Moderate
0
Low
24
Procedures run
Findings
No exceptions identified
Across 24 procedures, every threshold was within tolerances. The composite rating reflects a sound institution with no supervisory concerns at this examination cycle.
Key ratios computed
Tier 1 ratio
11.85%
↑ rank 16 of 16 · global
Tier 1 leverage
8.94%
↑ rank 10 of 16 · global
Total capital
13.36%
↑ rank 16 of 16 · global
NPL ratio
1.04%
ACL coverage
135.66%
CRE concentration
33.25%
Construction conc.
9.88%
ROA (annualized)
1.11%
↑ rank 5 of 16 · global
NIM
2.86%
↑ rank 7 of 16 · global
Efficiency ratio
58.96%
↓ rank 13 of 16 · global
Loans / Deposits
73.19%
Brokered / Deposits
1.69%
Uninsured / Deposits
43.87%
Liquid asset ratio
7.07%
HTM loss / Tier 1
—
Asset growth YoY
—
Trend — last 8 quarters
Total assets ($M)
$556,139M
23Q03$556,314M
23Q06$554,128M
23Q09$553,114M
23Q12$557,463M
24Q03$561,950M
24Q06$552,530M
24Q09$559,700M
24Q12$556,139M
Tier 1 leverage
8.94%
23Q038.02%
23Q068.40%
23Q098.63%
23Q128.56%
24Q038.61%
24Q068.71%
24Q098.75%
24Q128.94%
Tier 1 RBC ratio
11.85%
23Q0310.26%
23Q0610.79%
23Q0911.21%
23Q1211.30%
24Q0311.47%
24Q0611.55%
24Q0911.68%
24Q1211.85%
ROA (YTD ann.)
1.11%
23Q031.20%
23Q061.17%
23Q091.17%
23Q121.05%
24Q031.04%
24Q061.07%
24Q091.09%
24Q121.11%
NIM (YTD ann.)
2.86%
23Q033.00%
23Q062.97%
23Q092.94%
23Q122.92%
24Q032.75%
24Q062.78%
24Q092.82%
24Q122.86%
Efficiency ratio
59.0%
23Q0357.2%
23Q0659.0%
23Q0959.1%
23Q1262.8%
24Q0361.6%
24Q0658.0%
24Q0958.3%
24Q1259.0%
This report was produced in <200ms from the underlying procedures library. Production deployments cite source documents directly from your loan tape, GL, and core system.
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