Truist Bank
RSSD 852320 · NC · Total assets $539,519M
Composite CAMELS
2
2 — Satisfactory
C
Capital
2
0 findings
A
Asset Quality
2
0 findings
M
Management
2
0 findings
E
Earnings
2
0 findings
L
Liquidity
2
0 findings
S
Sensitivity
2
0 findings
0
Critical
0
High
0
Moderate
0
Low
24
Procedures run
Findings
No exceptions identified
Across 24 procedures, every threshold was within tolerances. The composite rating reflects a sound institution with no supervisory concerns at this examination cycle.
Key ratios computed
Tier 1 ratio
12.61%
↑ rank 15 of 16 · global
Tier 1 leverage
10.13%
↑ rank 4 of 16 · global
Total capital
14.27%
↑ rank 15 of 16 · global
NPL ratio
0.66%
ACL coverage
240.77%
CRE concentration
26.62%
Construction conc.
16.74%
ROA (annualized)
0.97%
↑ rank 12 of 16 · global
NIM
3.23%
↑ rank 3 of 16 · global
Efficiency ratio
55.15%
↓ rank 8 of 16 · global
Loans / Deposits
76.49%
Brokered / Deposits
6.98%
Uninsured / Deposits
40.38%
Liquid asset ratio
6.47%
HTM loss / Tier 1
—
Asset growth YoY
—
Trend — last 8 quarters
Total assets ($M)
$523,132M
23Q03$564,592M
23Q06$546,545M
23Q09$534,741M
23Q12$527,548M
24Q03$526,714M
24Q06$511,931M
24Q09$515,224M
24Q12$523,132M
Tier 1 leverage
10.13%
23Q038.52%
23Q068.82%
23Q099.28%
23Q129.22%
24Q039.41%
24Q0610.31%
24Q0910.55%
24Q1210.13%
Tier 1 RBC ratio
12.61%
23Q0310.61%
23Q0611.19%
23Q0911.62%
23Q1211.66%
24Q0311.74%
24Q0613.11%
24Q0913.05%
24Q1212.61%
ROA (YTD ann.)
0.97%
23Q031.13%
23Q061.08%
23Q091.04%
23Q12-0.12%
24Q030.93%
24Q060.85%
24Q090.94%
24Q120.97%
NIM (YTD ann.)
3.23%
23Q033.33%
23Q063.25%
23Q093.23%
23Q123.23%
24Q033.10%
24Q063.17%
24Q093.22%
24Q123.23%
Efficiency ratio
55.2%
23Q0355.3%
23Q0656.5%
23Q0957.7%
23Q1260.1%
24Q0356.5%
24Q0656.7%
24Q0955.4%
24Q1255.2%
This report was produced in <200ms from the underlying procedures library. Production deployments cite source documents directly from your loan tape, GL, and core system.
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