Healthy Community Bank
RSSD DEMO-002 · IA · Total assets $1,240M
Composite CAMELS
1
1 — Strong
C
Capital
1
0 findings
A
Asset Quality
1
0 findings
M
Management
1
0 findings
E
Earnings
1
0 findings
L
Liquidity
1
0 findings
S
Sensitivity
1
0 findings
0
Critical
0
High
0
Moderate
0
Low
19
Procedures run
Findings
No exceptions identified
Across 19 procedures, every threshold was within tolerances. The composite rating reflects a sound institution with no supervisory concerns at this examination cycle.
Key ratios computed
Tier 1 ratio
15.11%
Tier 1 leverage
11.45%
Total capital
16.81%
NPL ratio
0.59%
ACL coverage
209.09%
CRE concentration
142.20%
Construction conc.
25.13%
ROA (annualized)
1.12%
NIM
2.94%
Efficiency ratio
61.74%
Loans / Deposits
69.48%
Brokered / Deposits
3.00%
Uninsured / Deposits
23.00%
Liquid asset ratio
13.31%
HTM loss / Tier 1
6.34%
Asset growth YoY
5.20%
This report was produced in <200ms from the underlying procedures library. Production deployments cite source documents directly from your loan tape, GL, and core system.
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